H Christopher Bartolomucci, former Associate Counsel to George W Bush during his presidency and now a complex litigation partner at Bancrofts, was involved in a car crash but was covered by his own insurance for just US$100,000. An injured driver claimed $1m - so Mr Bartolomucci sought extra cover through the Hogans policy. 

Unbilled commuting time

Part of his evidence was that his BlackBerry was always near him as he drove between office and home and also that he thought about work. However, no evidence was produced to suggest that he billed clients in relation to that commuting time. The Virginia Supreme Court held against him, after a jury had decided in favour of him in a lower court but was over-ruled by the judge. To qualify, he would have had to be using the car for the business or personal use of the partnership - for paid or unpaid work relating to the firm. Source: ABA