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20 November 2015 at 09:00 BST

Obama healthcare law criticised as useless because of high deductibles

Barak Obama's Affordable Care Act has been praised in some areas for extending healthcare to more people but, in reality, some users say it does not help.

One potential claimant with a chronic knee issue, David Reines of New Jersey, explains why a high deductible (a sum that the claimant must pay themselves) is blocking use of the policies. He says: ‘The deductible, $3,000 a year, makes it impossible to actually go to the doctor. We have insurance, but can’t afford to use it.’

Deductibles

The New York Times has found that over 50 per cent of plans on sale in many states through HealthCare.gov (the federal online marketplace) have deductibles (known as excesses in some countries) over $3,000 or more. Source: New York Times 

 
   
 
 
 

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