Under existing laws in Poland, users would have minimal protection and would need to rely on general regulations which exist in the civil law. Users of the virtual currencies would not have the protections available to users of traditional currencies, such as those to be found in the Act on Financial Instruments in Trading. 

Tax risk

The law firm also says that there are questions over the tax treatment of virtual money: ‘Under current law, users of virtual currencies are exposed to a particular tax risk. The lack of regulations specifically addressing [digital currencies] means that [fiscal interpretations] of operations involving virtual currencies are derived from general regulations, which are ill-suited to the nature of such operations.’ Source: CoinDesk